EMV (Chip & PIN)

I investigated the structure of UK Chip & PIN debit and credit cards as part of my undergraduate dissertation in 2010. This was an early study of the card authentication methods used by UK banks; I have not published further work on this topic.

The project compared card authentication methods (CAMs) to understand how banks implemented their policies. I developed a Java-based reader to communicate with UK debit and credit cards, as well as some cards issued overseas. The software simulated an ATM to perform offline PIN verification.